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25-year savings

What solar saves over 25 years.

25 साल में सोलर से कितनी बचत होगी?

Your state and monthly bill. See the saving year by year and the year it pays back.

We size the system from your bill (3.5 kW), then count the saving at today's tariff for 25 years.

Saved over 25 years

₹6,30,000

Pays back in

year 5

you pay ₹1,04,408

Saving so far, by year · dashed line = what you pay

Year 1Year 25

No state top-up in Gujarat. No tariff increase and no panel ageing is assumed: the rates file holds neither figure, so none is invented. Uses the energy rate only; FPPAS and electricity duty are billed on top, so the real bill and saving are higher.

Estimates. Every rate used is listed with its date under Sources and dates, below.

Sources and dates(15)

Rates file as of 2026-09-27. 13 of 15 figures are verified against a primary source. 2 are not verified and are marked below.

  • Central subsidy slabs (residential)

    ₹30,000/kW up to 2kW, ₹18,000/kW for the 3rd kW, capped at ₹78,000 for 3kW and above. No CFA beyond 3kW for individual residential consumers. Scheme Cabinet-approved 29 Feb 2024; CFA effective 13 Feb 2024; admin Order No. 318/17/2024-Grid Connected Rooftop dated 16 Mar 2024. Read directly from the MNRE guidelines PDF, not the portal homepage.

    Guidelines for PM-Surya Ghar: Muft Bijli Yojana – Central Financial Assistance to Residential Consumers (MNRE)

    Effective 2024-02-13

    Verified
  • GST on rooftop solar

    Solar devices 5% from 22 Sep 2025, services 18%. The 70:30 goods:services split gives a blended 8.9%. Provided as already-verified by the requester; not re-derived in this pass. Corrected the notification series from the site placeholder's 'Central Tax' to 'Integrated Tax' per the confirmed citation.

    CBIC Notification No. 9/2025-Integrated Tax (Rate)

    Effective 2025-09-22

    Verified
  • MNRE benchmark cost, Feb 2024 — market quotes vary

    This is the notional cost the 60%/40% CFA percentages are computed against, not a market EPC quote. Only two bands are defined in the guideline (0-2kW, and 2kW-and-above at a flat Rs 45,000/kW — there is no separate 3-10kW or 10kW+ band in the primary source, unlike a typical placeholder's 4-band structure). 'includes_gst: false' is an ASSUMPTION — the guideline does not state whether the benchmark is GST-inclusive; treat as unconfirmed. MNRE's benchmark-cost listing page, as browsed 2026-09-27, shows only a document dated 2019-20 — no distinct FY2025-26/2026-27 revision was found, so these Feb-2024 figures should be treated as still current pending a newer MNRE notification.

    Guidelines for PM-Surya Ghar: Muft Bijli Yojana (MNRE) – Benchmark Cost clause

    Effective 2024-02-13

    Verified
State and DISCOM figures (12)
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